Personal Finance

Have a question about your own retirement savings? Email us at HelpMeRetire@marketwatch.com Dear MarketWatch,  I am a 62 year-old single man and have never had a retirement account. I do own both my home and a rental property which are paid for and I have no other debt.

To better understand where home prices might be headed, Fortune reached out to CoreLogic to see if the firm would provide us with its updated August assessment of the nation’s largest regional housing markets.

Would it be better to invest more money following a market decline? For example, if you were originally investing $500 a month, should you double it to $1,000 a month once the market is down 20%, 30%, etc.?

Many families can borrow most of the cost of college using a Parent PLUS loan. This will not end well. Ron Lieber paid off his student loans in 2002 and will face a new set of college bills in 2024, 2025, 2026, 2027, 2033, 2034, 2035 and 2036 when his kids enter college.

It’s not just that if you meet and fall in love during your golden years you may be much better off staying unwed than tying the knot; it’s that under current federal law if you and your long-term spouse make it into your 60s you might well be able to help your struggling finances by divorcing.

“We assessed several factors such as home price appreciation, state and local regulations, and market demand to guide our investment plans to best serve consumers. We hope to resume purchasing homes in these markets in the future,” wrote Home Partners of America in a press release.

Last week, President Biden announced a policy that would forgive $10,000 in student loan debt for those individuals earning less than $125,000 per year with an additional $10,000 in forgiveness for low-income students (i.e. those who received a Pell grant while in college).

The New Statesman is not usually in the business of giving financial advice, but following the announcement that a new lender, Perenna, has been awarded a licence to bring 50-year mortgages to the UK market, I will make an exception and tell you this: do not apply for a 50-year mortgage.

My long-time girlfriend and I moved to Florida three years ago. After renting a home for a year in an area we liked, we bought a home together.

One of the many ways to generate passive income is to buy a rental property. However, unlike most other passive income investment options, real estate investments often require that you actively participate in the business to generate income.

The bear market endures, yet the S&P 500 index rose more than 17 percent from mid-June to mid-August. Don’t even try to guess what will happen next, our columnist says.

President Joe Biden on Wednesday announced his plan to address student loan debt, which includes debt forgiveness for certain borrowers and extending the pandemic-related payment pause. CNN's Katie Lobosco, Phil Mattingly and Allie Malloy contributed to this report.

I’m in a very lucky position. Should I pay it off — or should I invest the money?  You will save a considerable amount of interest by paying off your mortgage early, especially at a 2.5% rate. Millions of homeowners would kill for that rate. 

Is there a recommended strategy for taking required withdrawals from retirement savings in this horrible market? I’m a buy-and-hold investor; normally, I would just hunker down, not look at my balances, and ride out this storm.

A lot of retirement guidance I have read lately continues to treat baby boomers the same as the rest of the investor public. Even after the first six months of 2022, when the traditional 60/40 stock/bond portfolio sank more than 20%.