Personal Finance

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How Do Retirees Actually Spend Their Money?

Nick Maggiulli · 5 min

A few weeks ago I wrote a post about inheritances that led to a discussion about how people spend their money in retirement. In particular, some readers were surprised to find out that only a small minority of U.S. retirees sell down their assets to fund their golden years.

Who Holds the Student Loan Debt?

Nick Maggiulli · 8 min

Last week, President Biden announced a policy that would forgive $10,000 in student loan debt for those individuals earning less than $125,000 per year with an additional $10,000 in forgiveness for low-income students (i.e. those who received a Pell grant while in college).

Why the housing market is about to crash

New Statesman · 4 min

The New Statesman is not usually in the business of giving financial advice, but following the announcement that a new lender, Perenna, has been awarded a licence to bring 50-year mortgages to the UK market, I will make an exception and tell you this: do not apply for a 50-year mortgage.